Real estate appraisal services for homeowners in the city of Davison and Genesee County
Here are the top 7 reasons why Michigan homeowners need Double J Appraisals, LLC.:
We at Double J Appraisals, LLC. understand the special needs of a homeowner in need of appraisal services. Our regular business clients understand the appraisal process and the standard documents we provide. Being a regular person not in the real estate business that most likely doesn't see an appraisal every day, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. The professional appraisers at Double J Appraisals, LLC. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value judgement than yours.
Challenging a property tax assessmentLet's say you live in a local area that's going down -- your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. A professional appraisal from Double J Appraisals, LLC. is your best weapon when contesting your property tax assessment.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Double J Appraisals, LLC., we're seasoned in helping customers just like you do away with unneeded PMI insurance.
Recently got a freeze to your HELOC?If your property is in a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Double J Appraisals, LLC. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for preciseness? Double J Appraisals, LLC. offers field reviews where we'll go out and check the subject and comps in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. Although most review work is requested by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.